The management of online payments is crucial to your e-commerce solution - it’s how you get paid by your customers. But not all payment management solutions are the same.

Feel secure knowing that FourFires' industry-leading fully PCI compliant global payment management solution from CyberSource is identical to the one currently being used by some of the biggest players in the industry such as Nike, British Airways and Google.

Global Payment Gateway Processing

A payment gateway that is able to perform Global Payment Processing ensures that you can accept payments from all types of credit cards, associated with banks all over the world, in any country and home currency, from a single payment gateway solution.

Payment options include:

• Worldwide and Country Bank Cards (Visa, MasterCard, American Express, Maestro, CartaSi, Carte Bleue, etc.)
• ATM/Debit cards (including PIN-less debit and Chinese debit cards)
• Private Label Cards
• Tax Calculator for most large economies
• 150+ currencies Worldwide
• Multiple bank and processor connections, worldwide
• Bank Transfers
• Direct Debits (eChecks, regional direct debit)
• Bill_Me_Later
• PayPal (Express Checkout & Web Standard)

The payment processing engine supports:

• Subscription and instalment payments via the CyberSource Recurring Billing Service, including account updater
• Real-time global tax calculation (optional)
• Dynamic currency conversion (optional)
• Exceptional real-time processing speed with unparalleled processing scalability and security
• Single report linking all transaction histories, charge-backs, and funding linked to the actual transaction
• User interface that allows all transactions to be tracked in a customisable level of detail

At FourFires, we can provide a highly cost-effective payment management solution to meet your current or future global requirements. Don't get stuck with a simple solution which is limited in its ability to meet your needs - contact FourFires today.

Fraud Management

The prevention of online fraud is a key consideration. There are a number of sophisticated tools at your disposal which can be provided by the payment gateway to minimise the risk to your bottom line. For example, 3D secure is a service that, if offered takes the liability for credit card fraud away from the retailer and places it squarely with the bank.

Our fraud management solution Decision Manager, an optional extra that works together with the CyberSource payment gateway, gives you full control over exactly what types of credit cards to accept and from which geographic locations. We also offer a comprehensive suite of fraud management tools such as:

• Device fingerprinting
• Velocity monitoring
• IP Geo-location
• Multi-merchant transaction histories/shared data
• Global telephone directories
• Global delivery address verification services
• Positive and negative list
• AVS (card association address verification)
• Verified by Visa, Master Card Secure Code (3D Secure)
• Additional Fraud Features for American Express
• CVV2, CVC2, CID (verification of 3 or 4 digit verification # on card)
• Custom fields for your own data

Make use of a powerful business user rule management interface to:

• Create and modify rules on-demand with no development work
• Create multiple screening profiles tailored to your business and products
• Passive mode allows you to test rules before going "live"

Payment Security

Depending on your chosen payment model, you may want to store your customer's credit card information. If you want your customers to trust you with their payment details online, you need to offer them 99.999999% security. Research has shown that if customers do not have to re-enter their credit card details there is a higher probability of them completing their order. To offer this service however, you and/or your data centres need to be PCI compliant to ensure that those credit card details are held to the highest standards of security.

Unfortunately in Australia, there is a serious lack of understanding of payment security, so much so that we are confident in suggesting that you will not receive any further clarity from our competitors.

Talk to FourFires now about taking care of all of the complexity and risk related to processing payments and handling your customers' valuable payment information.